月供股票派息年結 2019

		$71,664.65	$0.00	$1,631.10	$3,169.31	$4,266.33	$6,208.81	$12,094.61	$13,020.71	$14,054.14	$17,219.64
股票代號	股票名稱	總派息	2011	2012	2013	2014	2015	2016	2017	2018	2019
3	香港中華煤氣	$28,333.67	$0.00	$695.47	$1,073.75	$1,777.52	$2,561.37	$3,651.35	$4,858.01	$6,162.98	$7,553.22
4	九龍倉集團	$15,352.37			$22.00	$444.70	$972.58	$1,842.37	$2,897.52	$1,784.40	$966.55
#1097	有線寬頻								$0.00	$0.00	$0.00
#1997	九龍倉置業								$0.00	$3,009.70	$3,412.55
11	恒生銀行	$4,682.50		$17.60	$383.00	$500.50	$509.60	$885.40	$687.20	$791.00	$908.20
66	港鐵公司	$7,877.70	$0.00	$403.07	$891.64	$16.46	$53.15	$3,087.82	$3,317.79	$23.34	$84.43
823	領展房產基金	$1,040.03								$138.45	$901.58
1038	長江基建集團	$3,436.20						$109.30	$525.03	$1,145.99	$1,655.88
1997	九龍倉置業	$1,120.65								$189.45	$931.20
3988	中國銀行	$9,821.53	$0.00	$514.96	$798.92	$1,527.15	$2,112.11	$2,518.37	$735.16	$808.83	$806.03

#1097、#1997 (實物分派方式派發)

參見：實物分派的迷思：0004 九倉、1097 有線、1997 九置

期權年結 2019

第一年玩期權，經歷過為幾百蚊就 short 恆生好好彩唔駛接貨 (之後就大跌，多一日都要接貨)，又經歷過返工冇睇實個市遲咗搬倉，跌到入肉先搬到去 9 個月遠期期權，本身係計好哂可以接貨唔搬，但資金預得太忟水再巧遇公司拖糧唔夠錢接貨不得不搬，亦都有接完貨再同價 short put 返，不得不提係 short put $0.01 仙權當中先學到原來唔收交易費

short 同平倉後實收 $15990，減返接貨同下年到期嘅期權金就實輸 -$6250
下年一定會好 D 嘅 :)

日期

代號

持有數量

買入價

平倉日期

平倉價

日數

期權金

佣金

交易費

總數

利潤 / 虧損

年利率

相關資產價格

31/12/19

HK$16,600.00

HK$360.00

HK$250.00

HK$15,990.00

-HK$6,250.00

HK$1,353,500.00

05/07/19

HSB187.50S9

-10

HK$0.400

EXPIRED

25

HK$400.00

HK$30.00

HK$10.00

HK$360.00

HK$360.00

2.80%

HK$187,500.00

08/07/19

XBC3.10T9

-30

HK$0.017

05/08/19

HK$0.076

28

-HK$1,770.00

HK$41.25

HK$30.00

-HK$1,841.25

-HK$1,841.25

-25.81%

HK$93,000.00

18/07/19

XBC3.20T9

-50

HK$0.037

05/08/19

HK$0.142

18

-HK$5,250.00

HK$60.00

HK$50.00

-HK$5,360.00

-HK$5,360.00

-67.93%

HK$160,000.00

29/07/19

XBC3.10T9

-50

HK$0.019

05/08/19

HK$0.076

7

-HK$2,850.00

HK$48.75

HK$50.00

-HK$2,948.75

-HK$2,948.75

-99.20%

HK$155,000.00

07/08/19

XBC2.80O0

-30

HK$0.080

236

HK$2,400.00

HK$30.00

HK$15.00

HK$2,355.00

4.34%

HK$84,000.00

08/08/19

XBC2.90R0

-100

HK$0.162

326

HK$16,200.00

HK$30.00

HK$50.00

HK$16,120.00

6.22%

HK$290,000.00

06/09/19

XBC3.20U9

-30

HK$0.118

ASSIGNED

21

HK$3,540.00

HK$30.00

HK$15.00

HK$3,495.00

reflected in stock

63.28%

HK$96,000.00

30/09/19

XBC3.20J9

-30

HK$0.010

ASSIGNED

30

HK$300.00

HK$30.00

HK$0.00

HK$270.00

reflected in stock

3.42%

HK$96,000.00

31/10/19

XBC3.20W9

-30

HK$0.040

EXPIRED

28

HK$1,200.00

HK$30.00

HK$15.00

HK$1,155.00

HK$1,155.00

15.68%

HK$96,000.00

29/11/19

XBC3.20X9

-30

HK$0.081

EXPIRED

31

HK$2,430.00

HK$30.00

HK$15.00

HK$2,385.00

HK$2,385.00

29.25%

HK$96,000.00

月供股票 C + 股息投資

月供股票第 100 期！！！！！

0003: 167 @ $14.86 = $2481.62
0066: 45 @ $44.05 = $1982.25
0823: 25 @ $79.30 = $1982.50
1038: 18 @ $53.35 = $960.30
1997: 34 @ $42.60 = $1448.40

==================================================

股息投資：
0003: 33 @ $14.86 = $490.38
1038: 9 @ $53.35 = $480.15
1997: 3 @ $42.60 = $127.80
#1997: 9 @ $42.60 = $383.40

#1997 (實物分派方式派發)

參見：實物分派的迷思：0004 九倉、1097 有線、1997 九置

DIV.00823 領展派息

378 @ $1.4147 = $534.75

月供股票 XCIX + 股息投資

0003: 164 @ $15.20 = $2492.80
0066: 45 @ $44.20 = $1989.00
0823: 24 @ $82.30 = $1975.20
1038: 18 @ $55.00 = $990.00
1997: 35 @ $43.60 = $1526.00

==================================================

股息投資：
0003: 32 @ $15.20 = $486.40
1038: 9 @ $55.00 = $495.00
1997: 2 @ $43.60 = $87.20
#1997: 8 @ $43.60 = $348.80

#1997 (實物分派方式派發)

參見：實物分派的迷思：0004 九倉、1097 有線、1997 九置

DIV.00011 恆生派息

119 @ $1.40 = $166.60

DIV.00066 港鐵派息 以股代息

以股代息價：$47.31
2082 @ $0.25 = $520.50 → 11 股 = $520.41 (尾數 $0.09 = 36.0% 每股股息)

178 @ $0.25 = $44.50 + $0.09 = $44.59

月供股票 XCVIII + 股息投資

0003: 164 @ $15.22 = $2496.08
0066: 45 @ $43.30 = $1948.50
0823: 24 @ $81.85 = $1964.40
1038: 19 @ $53.25 = $1011.75
1997: 35 @ $42.80 = $1498.00

==================================================

股息投資：
0003: 32 @ $15.22 = $487.04
1038: 9 @ $53.25 = $479.25
1997: 2 @ $42.80 = $85.60
#1997: 9 @ $42.80 = $385.20

#1997 (實物分派方式派發)

參見：實物分派的迷思：0004 九倉、1097 有線、1997 九置

DIV.00003 煤氣派息

23280 @ $0.12 = $2793.60

DIV.01038 長建派息

716 @ $0.68 = $486.88

DIV.00004 九倉派息

1487 @ $0.25 = $371.75

月供股票 XCVII + 股息投資

0003: 160 @ $15.48 = $2476.80
0066: 43 @ $46.30 = $1990.90
0823: 22 @ $88.90 = $1955.80
1038: 19 @ $52.35 = $994.65
1997: 33 @ $44.35 = $1463.55

==================================================

股息投資：
0003: 32 @ $15.48 = $495.36
0823: 5 @ $88.90 = $444.50
1038: 9 @ $52.35 = $471.15
1997: 2 @ $44.35 = $88.70
#1997: 9 @ $44.35 = $399.15

#1997 (實物分派方式派發)
參見：實物分派的迷思：0004 九倉、1097 有線、1997 九置

DIV.01997 九置派息

新鮮人手上有兩種 1997 九龍倉置業嘅股票
一種係由 0004 九龍倉集團以實物分派方式派發，另一種就係由頭月供返嚟
新鮮人係將呢兩種唔同來源嘅九置股票分開入帳嘅

參見：實物分派的迷思：0004 九倉、1097 有線、1997 九置

#1997 (實物分派方式派發)：
1597 @ $1.10 = $1756.70

1997 (月供)：
501 @ $1.10 = $551.10

DIV.00011 恆生派息

119 @ $1.40 = $166.60

月供股票 年結 VIII

第 8 年，賺咗近 25 個
大家在乎銀行有幾多錢，似乎都只係為咗早日離去
有得揀，我相信大家都會揀唔走
唔講太多，講太多分分鐘命都冇

以 19 年 8 月 16 日收市價計，已包括紅股、派息： 利潤 (虧損) = 市值 + 派息 + 沽出 - 成本 - 股息投資 - 買入

股票代號	股數	平均買入價	成本	派息	股息投資	沽出	買入	現價	市值	利潤 / 虧損
0	96	$50.00	$4,800.00							-$4,800.00
3	23280	$10.05	$237,311.38	$25,540.07	$22,150.68	$0.00	$0.00	$16.62	$386,913.60	$152,991.61	64.47%
4	1487	$48.65	$74,836.90	$13,223.92	$11,759.70	$0.00	$0.00	$17.66	$26,260.42	$29,954.28	40.03%
#1097	1085							$0.084	$91.14
#1997	1597							$48.20	$76,975.40
11	119	$92.65	$10,998.30	$4,349.30	$4,376.20	$0.00	$0.00	$167.30	$19,908.70	$8,883.50	80.77%
66	2260	$26.82	$60,839.40	$7,833.11	$7,603.75	$0.00	$0.00	$48.30	$109,158.00	$48,547.96	79.80%
823	303	$81.86	$25,308.35	$505.28	$0.00	$0.00	$0.00	$92.60	$28,057.80	$3,254.73	12.86%
1038	716	$60.45	$44,808.50	$2,949.32	$1,421.90	$0.00	$0.00	$55.20	$39,523.20	-$3,757.88	-8.39%
1997	501	$52.12	$26,515.75	$569.55	$164.40	$0.00	$0.00	$48.20	$24,148.20	-$1,962.40	-7.40%
3988	4248	$0.11	$41,510.10	$9,821.53	$7,444.87	$38,658.01	$0.00	$2.99	$12,701.52	$12,226.09	29.45%
			$526,928.68	$64,792.08	$54,921.50	$38,658.01	$0.00	$0.00	$723,737.98	$245,337.89	46.56%

#1097、#1997 (實物分派方式派發)

參見：實物分派的迷思：0004 九倉、1097 有線、1997 九置

月供股票 XCVI + 股息投資

0003: 149 @ $16.76 = $2497.24
0066: 42 @ $46.85 = $1967.70
0823: 22 @ $87.10 = $1916.20
1038: 18 @ $55.00 = $990.00
1997: 34 @ $44.10 = $1499.40

==================================================

股息投資：
0003: 29 @ $16.76 = $486.04
0011: 2 @ $166.70 = $333.40
#1997: 11 @ $44.10 = $485.10

#1997 (實物分派方式派發)
參見：實物分派的迷思：0004 九倉、1097 有線、1997 九置

DIV.00066 港鐵派息 以股代息

以股代息價：$47.71
2060 @ $0.95 = $1957.00 → 41 股 = $1956.11 (尾數 $0.89 = 93.7% 每股股息)

41 @ $0.95 = $38.95 + $0.89 = $39.84

發現之前以股代息係會蝕尾數，但由今期開始尾數會以現金方式入戶口！

月供股票 XCV + 股息投資

0003: 139 @ $17.90 = $2488.10
0066: 36 @ $54.40 = $1958.40
0823: 20 @ $98.50 = $1970.00
1038: 15 @ $63.55 = $953.25
1997: 28 @ $52.75 = $1477.00

==================================================

股息投資：
0003: 27 @ $17.90 = $483.30
0011: 2 @ $195.10 = $390.20
#1997: 9 @ $52.75 = $474.75

#1997 (實物分派方式派發)

參見：實物分派的迷思：0004 九倉、1097 有線、1997 九置

增加被動收入：股票期權短倉

新鮮人呢家一年大概可以收到萬幾蚊息，但錢冇人嫌多，新鮮人最近就開始加入股票期權短倉嘅行列，希望可以穩定咁增加被動收入啦

最開頭新鮮人只係想做 short call (沽出認購期權)，希望月供股票等收息之餘可以執少少期權金，為咗唔會輸身家，所以新鮮人只係會做 short covered call (沽出備兌認購期權)
不過新鮮人月供正股係哂中銀，冇理由為咗做 short covered call 而用中銀沽期權畀貴佣金

其實新鮮人都有係股票行買正股嘅習慣，0823 領展帳面上都執咗四成幾
短時間都唔諗住賣，最好就做 short covered call
係準備緊沽出期權嘅時候，突然發現原來領展 short call 嘅合約買賣單位係 1000，即係兩手正股！！！而新鮮人係股票行只係得一手領展，即係爭少少就 naked！！！
新鮮人係一秒風險都唔會冒嘅！因為冒風險就同新鮮人加入期權行列有抵觸！

最後新鮮人以準備好接貨嘅狀態 (心態同現金) 去做 short put (沽出認沽期權)
心態同現金真係缺一不可！
以低價接到心儀股票 vs 被迫高價接貨，唔識諗盞自己唔開心！
財力就更加重要！唔夠按金被斬倉聽到都已經夠慘
所以新鮮人長期準備好現金，隨時要新鮮人接貨都冇問題！！！！！

DIV.00823 領展派息

261 @ $1.4055 = $366.83

DIV.03988 中銀派息

4248 @ $0.18974419 = $806.03

DIV.00003 煤氣派息

20694 @ $0.23 = $4759.62

紅股：10股送1股 0003 煤氣

2069

月供股票 XCIV + 股息投資

0003: 144 @ $17.22 = $2479.68
0066: 40 @ $48.75 = $1950.00
0823: 20 @ $99.00 = $1980.00
1038: 15 @ $63.55 = $953.25
1997: 26 @ $55.90 = $1453.40

==================================================

股息投資：
0003: 29 @ $17.22 = $499.38

DIV.00011 恆生派息

115 @ $1.40 = $161.00

DIV.01038 長建派息

668 @ $1.75 = $1169.00

月供股票 XCIII + 股息投資

0003: 132 @ $18.86 = $2489.52
0066: 43 @ $46.25 = $1988.75
0823: 20 @ $94.95 = $1899.00
1038: 15 @ $63.60 = $954.00
1997: 26 @ $56.90 = $1479.40

==================================================

股息投資：
0003: 26 @ $18.86 = $490.36

DIV.01997 九置派息

新鮮人手上有兩種 1997 九龍倉置業嘅股票
一種係由 0004 九龍倉集團以實物分派方式派發，另一種就係由頭月供返嚟
新鮮人係將呢兩種唔同來源嘅九置股票分開入帳嘅

參見：實物分派的迷思：0004 九倉、1097 有線、1997 九置

#1997 (實物分派方式派發)：
1577 @ $1.05 = $1655.85

1997 (月供)：
362 @ $1.05 = $380.10

DIV.00004 九倉派息

1487 @ $0.40 = $594.80

月供股票 XCII + 股息投資

0003: 136 @ $19.06 = $2477.80
0066: 40 @ $48.65 = $1946.00
0823: 21 @ $93.20 = $1957.20
1038: 15 @ $63.30 = $949.50
1997: 25 @ $58.00 = $1450.00

==================================================

股息投資：
0003: 26 @ $19.06 = $495.56

DIV.00011 恆生派息

115 @ $3.60 = $414.00

月供股票 XCI + 股息投資

0003: 136 @ $18.24 = $2480.64
0066: 42 @ $46.95 = $1971.90
0823: 22 @ $88.65 = $1950.30
1038: 15 @ $65.50 = $982.50
1997: 25 @ $58.00 = $1450.00

==================================================

股息投資：
0003: 27 @ $18.24 = $492.48

進階股息投資

話說新鮮人主力持有 0003 香港中華煤氣 (截至呢一刻比重 52.48%)，亦都係新鮮人唯一一隻從未間斷地供嘅股票

係月供股票派息年結 2018 都見到，煤氣係 2018 年已經為新鮮人帶嚟超過 6000 蚊股息
6000 蚊係一個分水嶺，係代表一個月平均股息有 500 蚊，即係如果平均咁供，可以每個月只用股息供多一份煤氣。煤氣近年派息穩定 ($0.23 + $0.12)，即係可見將來新鮮人都可以每個月執行股息投資

新鮮人當然唔會就咁收手，有冇可能諗吓點樣係股價低時再供多 D、股價高時暫時收手呢？

新鮮人依家個諗法係每月某一日以當日收市價做決定，而呢一日當然最好係中銀叫買定離手前一刻啦！如果股價係以往股價嘅 30th percentile 至 70th percentile，咁就會供 500 蚊。如果係低於 30th percentile 就叫做平，可以加注。如果高於 70th percentile 就叫貴，可以收手

呢套規矩應該可以同樣套用係月供嘅銀碼上面，不過新鮮人暫時諗法係玩吓股息投資呢一部份先，操作有問題當交學費都係有限錢

當然，如果新鮮人知道股價幾時叫高、幾時叫低，咁新鮮人直頭應該做埋其他 call put 操作…

我手上嘅以往股價只係局限咗中銀買貨當日嘅價，雖然唔多夠代表性，但始終都叫供咗差唔多 100 期，都有 D 高低位可以見到嘅…

唔準地方似乎會來自做決定一刻同買入一刻股價有滯後…呢個問題似乎可以將 30th percentile 同 70th percentile 拉闊，但就會令到冇咁敏感，可能令到大部份時間都係中間區域

新鮮人估計呢 D 數值其實可能好多網頁都有，等新鮮人得閒再搵吓先！

月供股票 XC + 股息投資

0003: 140 @ $17.72 = $2480.80
0066: 45 @ $43.80 = $1971.00
0823: 23 @ $86.45 = $1988.35
1038: 15 @ $63.20 = $948.00
1997: 27 @ $54.80 = $1479.60

==================================================

股息投資：
0003: 28 @ $17.72 = $496.16
1997: 3 @ $54.80 = $164.40
#1997: 6 @ $54.80 = $328.80

#1997 (實物分派方式派發)

參見：實物分派的迷思：0004 九倉、1097 有線、1997 九置

月供股票 LXXXIX + 股息投資

0003: 149 @ $16.60 = $2473.40
0066: 47 @ $42.00 = $1974.00
0823: 24 @ $80.00 = $1920.00
1038: 16 @ $60.95 = $975.20
1997: 30 @ $48.55 = $1456.50

==================================================

股息投資：
0003: 30 @ $16.60 = $498.00
0011: 2 @ $173.50 = $347.00
#1997: 10 @ $48.55 = $485.50

#1997 (實物分派方式派發)

參見：實物分派的迷思：0004 九倉、1097 有線、1997 九置